Best No Credit Check Loans with Quick Funding Comparison
| Lender | Funding Timeline | Loan Sizes | APRs |
| 60MonthLoans | 1 business day after approval | $2,600 - $10,000 | 17.75% - 35.90% |
| Advance America | As soon as the same day you are approved | $200 - $3,000 | 48.86% - 216.39% |
Tips for Getting a No Credit Check Loan with Quick Funding
- Compare your options. The most important things you need to compare are the loans’ APRs, dollar amounts, fees and repayment periods. Using a personal loan calculator can make this pretty easy.
- Pre-qualify if possible. You’ll be able to see your potential rates when you pre-qualify, which makes it easy to compare offers. To pre-qualify with multiple lenders at once, check out the free pre-qualification tool on WalletHub.
- Consider alternatives to no credit check loans. There are several credit cards with no credit check. You could also ask a friend or family member for a loan, or compare quick loans and personal loans for bad credit if you’re willing to risk a credit check.
- Avoid payday loans and auto title loans. Payday loans and auto title loans may be advertised as same-day loans with no credit check. These loans are very short-lived and extremely expensive, though. It’s best to avoid them.
Methodology for Selecting the Best No Credit Check Loans with
Quick Funding
To identify the best no credit check loans with fast funding, WalletHub’s editors looked at offers from some of the largest lenders on the market. We compared these lenders based on core WalletHub Rating components: APRs, loan sizes, fees, loan requirements, transparency and the application process. This helped us identify the best option overall, in addition to other worthwhile offers.
The following options are not traditional personal loans, but they can quickly give you a paycheck advance for a small amount without a credit check.